The first happiness of life is ‘Nirogi Kaya’, that is, nothing is more important than health. If you are healthy, then only you will be able to enjoy the rest of the pleasures of life. Nutritious diet and regular exercise are the keys to staying healthy, regular health checkups are a must for everyone to detect diseases early and reduce health risks. The cost of healthcare in India, including the cost of medical screening, is quite high. Health insurance plans provide a shield to protect your hard-earned money in times of medical emergency, which can save you huge expenses.
Health insurance policies include annual free health checkup as a benefit. Care Health Insurance offers annual health checkup as part of its health plans, namely ‘Care’ – Family Health Cover and ‘Care Freedom’ – a specific health cover for people with diabetes.
What are the benefits of annual health check-up with a health insurance plan?
Following are the benefits of annual health check-up with health insurance plans:
Saves expenses
Health check-ups involving various diagnostic tests are costly in India. Regular check-ups can have a significant impact on the family budget. A full body medical check-up can cost up to Rs 3,000. The insurance policy holder can avail cashless facility for annual health check-up from any listed service provider.
Care Health Insurance offers annual health check-up, regardless of whether the policyholder has filed a claim in the same year.
Reduces health risks
Through regular checkups, medical problems can be easily identified and treated before they become serious. For example, early detection of high blood sugar levels can help in diabetes management and prevention of various complications associated with the disease.
Early detection of health problems also helps in reducing huge expenses at a later stage.
Helps to diagnose possible diseases
Simple tests can be performed to identify potential disease risks, thereby reducing the risk of life-threatening conditions. This is true if the person has a family medical history. Medical checkups also help in getting a clear picture of one’s overall health condition.
Blood tests are helpful for doctors when it comes to assessing the function of vital organs in the body like heart, kidneys, and liver.
Some people believe that any illness detected during a check-up can impact their insurance premium. However, this is not the case as your insurer considers only pre-existing illnesses when you are buying a health insurance policy.
Provides guidelines for treatment
People who are already suffering from a medical condition like high blood pressure or diabetes can know about their current state of health and their progress with medication through a medical checkup. This will also help in knowing the right type of treatment or any change in medication required for a person.
Recognize stress-related disorders
Given the fast-paced lifestyle that most of us lead, stress is natural and it seriously affects our health. Some of the stress-related disorders include hypertension, high blood pressure, depression and gastrointestinal problems. Only through timely medical checkups can these problems be detected and cured.
How to avail health check-up under your policy?
Our main concern is your good health and for that we provide preventive checkups. We provide services across India on cashless basis to all the insured members covered under the policy and for that we provide annual health checkup at our network hospital or doctor exclusively empanelled with us.
